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Europe On The Ropes - What This Means For Your Investments
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Europe On The Ropes – What This Means For Your Investments

On today's show, Jay Peroni, CFP, looks at what's ailing the markets and what to look for in the week ahead. Eurozone debt issues aren’t going away – in fact, it may be several years before the crisis ebbs. There are several new developments in May, including the leaders in Greece and France being voted out. This political shift risks jeopardizing the agreed-upon Greek bailout, the close alliance between Eurozone economic powerhouses France and Germany, and in the worst-case scenario, possibly even the European Union itself. What impact could this have on the markets? Come find out!

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***Get Instant Access to the FTM "P.A.C.E." Investment Portfolio ***

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How To Create A Lifetime Income In Retirement with a Fixed Annuity
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How To Create A Lifetime Income In Retirement

…Plus, Jerry Robinson Announces Where He Is Buying Real Estate

FTMWeekly Radio Show with Jerry Robinson - Segment 1

 How to Create a Lifetime Income in Retirement with Fixed Annuities - Christian Financial Advisor NetworkThe economic news just keeps getting worse by the week. On this week’s program, I am joined by retirement specialist, John Bearss, who will share with us how he is helping his clients weather these difficult economic times. He offers several tips on creating a lifetime income stream in retirement with fixed annuities with an inflation protection rider, as well as offers several cautions you should know about. With over 25 years of experience, John shares how to get the highest amount of lifetime income for the least amount of annual fees.

If you are in or nearing retirement, or if you are just tired of the volatility in the markets, you will not want to miss this interview. 

Get a free second opinion on your retirement strategy from John Bearss by clicking here or call him direct at (888) 914-9909.

 

FTMWeekly Radio Show with Jerry Robinson - Segment 2

 Is Now the Best Time to Buy Gold and Silver?In Segment 2, Jerry shifts the focus to precious metals. With gold and silver prices declining sharply over the last few weeks, some investors are uncertain of whether this is a buying opportunity or a sign of more losses to come

Precious metals advisor, Tom Cloud, will join Jerry with the answers to those questions in this week's Precious Metals Market Update. If you would like a free consultation on buying gold and silver, or for a free review of your precious metals portfolio, call Tom Cloud at (800) 247-2812

*** Sign up to receive free email alerts and a free investor's kit from Tom Cloud ***

Then, Jay Peroni, CFP, shares with you some of the most overlooked areas in a person's financial life. How can you get a handle on your financial game plan? Jay offers some tips in this week's Investing Insight.

 

*** Looking for investment advice to protect against inflation? Call Jay at (888) 664-6963. ***

 

FTMWeekly Radio Show with Jerry Robinson - Segment 3

 In Segment 3, we'll take on the topic of real estate investing. Jerry and Jennifer Robinson will share their personal real estate investing strategy, and they will name the city that they are going to be investing in over the next 5 SEO Book Recommendation - Search Engine Optimizationyears. You will not want to miss this exciting announcement!

 

*** Want to Learn More About Rental Real Estate? Become an FTM Insider and Access the Rental Real Estate Conference Call Next Week  *** 

 

Finally, Jerry answers your questions in this week's Listener Mailbag. One listener asks about paying off his mortgage, while another listener asks for advice on creating a business website. Jerry discusses the importance of Search Engine Optimization and recommends a good read. You won't want to miss these insightful answers.

 

If you have a question for Jerry, call (800) 609-5530, or email us at info@ftmdaily.com.

 

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20 Stock Picks For Today's Markets
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20 Stock Picks For Today’s Markets

On today’s show, Jay Peroni, CFP, checks in on what’s going on with the markets – gold, silver, and stocks all heading south? What exactly is going on? Jay shares his answers and shows you 20 of his favorite picks for this market.

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How The Trouble In Europe Will Affect Your Portfolio
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How The Trouble In Europe Will Affect Your Portfolio

Surprise, surprise! More trouble brewing in Europe. With the elections in France and Greece over the weekend, does this spell trouble for the markets? How will the Eurozone fix their mess? On today’s show, Jay Peroni, CFP, provides his commentary on all things Europe. Jay also looks at last week’s economic and financial news and shows you what to be prepared for this week.

Then, on the second half of the show Jay looks at financial planning and why disability insurance is one area of protection you don’t want to overlook.

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*** VIDEO REPLAY: Jerry Robinson and Jay Peroni Share Their Investment Strategy ***

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A Strategy to Increase Your Investment Returns
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A Strategy to Increase Your Investment Returns

…Plus, An Update On Gold, Silver, and Palladium Prices

FTMWeekly Radio Show with Jerry Robinson - Segment 1

 On this week’s program, our good friend and special guest host Jay Peroni will discuss why mediocre investment returns are a bigger danger to your financial health than the next big economic collapse. Many investors have seen very little or no growth in their portfolios over the past decade. Jay provides his commentary, as well as a strategy to increase your investment returns.

Check out the new video below for the full details on FTMDaily's very own P.A.C.E. investing and more! Plus, in the video, Jay shares 5 tips to increase returns on your 401(k).

 

*** Looking for investment advice to protect against inflation? Call Jay at (888) 664-6963. ***

 

Plus, we all know that the housing market has been turbulent over the past several years, but is now the time to buy? What opportunities and dangers lurk in the housing market? We will be joined by Jerry Robinson who is off in Arkansas shopping for real estate opportunities.

 

FTMWeekly Radio Show with Jerry Robinson - Segment 2

 We've been told gold is going to $5,000 or even $10,000, but we seemed to have hit a little speed bump. What happens next for gold and silver? We will be joined by Tom Cloud as he gives his analysis in this week's Precious Metals Market Update. If you would like a free consultation on buying gold and silver, or for a free review of your precious metals portfolio, call Tom Cloud at (800) 247-2812

*** Sign up to receive free email alerts and a free investor's kit from Tom Cloud ***

 

Then we head over to the Retirement Minute with John Bearss. This week John gives a crucial tax planning tip that you won't want to miss.

 

*** Ask John Bearss your questions about retirement by clicking here. *** 

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The United States of Europe: Secret Plan to Create 'Super-Powerful EU President'

A British newspaper has revealed what most discerning economic observers have long known: that the Eurocrats want to create a United States of Europe with a single president.

READ THE STORY

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Why You Can't Rely On Social Security For Retirement
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Why You Can't Rely On Social Security For Retirement 

…Plus, Stock Investing Ideas For The Coming Inflation  

FTMWeekly Radio Show with Jerry Robinson - Segment 1

 On this week’s program Jerry Robinson and co-host Jennifer Robinson tackle Social Security and the new "2033 Crisis," formerly the 2040 Crisis. A new report is out that says entitlement programs will run out of money even sooner than anticipated. Plus, with home ownership at an all-time low in the United States, is now a good time to be looking at real estate as an investment? Jerry provides his commentary for you.

What is happening in the gold, silver, and palladium markets this week? Tom Cloud brings his analysis in this week's Precious Metals Market Update. If you would like a free consultation on buying gold and silver, or for a free review of your precious metals portfolio, call Tom Cloud at (800) 247-2812

*** Sign up to receive free email alerts and a free investor's kit from Tom Cloud ***

Next, Jay Peroni, CFP, joins Jerry in an interview about the direction of the stock market. Jay provides excellent insight on stock investing ideas for the coming inflation. Check out the new video below for the full details on P.A.C.E. investing and more!

 

*** Looking for investment advice to protect against inflation? Call Jay at (888) 664-6963. ***

 

FTMWeekly Radio Show with Jerry Robinson - Segment 2

 Then, Jerry answers your questions in this week's Listener Mailbag. How should I allocate my precious metals portfolio between gold and silver, and how should I make the most of an extra $300 a month in cash?

If you have a question that you would like Jerry to answer on the air, call (800) 609-5530 or email info@ftmdaily.com.

 

Finally, we conclude with the Retirement Minute with John Bearss. This week John discusses a creative way to give to your favorite charity.

 

*** Ask John Bearss your questions about retirement by clicking here. *** 


FTMWeekly Radio Show with Jerry Robinson - Segment 3

  In Segment 3, I'll be joined by the former head of the TSA and author of popular book Permanent Emergency: Inside the TSA and The Fight For the Future of American Security, Kip Hawley. Mr. Hawley says that the TSA is heading in the wrong direction, and I couldn't agree more. Hawley will discuss reasons why the TSA is failing and provide 5 ways to improve the TSA. You can learn more about Kip Hawley and his book Permanent Emergency here.


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Stock Investing Ideas for the Coming Inflation | 5 Tips to Increase 401k Returns

Last night, we hosted a hour long educational webinar on stock investing. FTMDaily.com founder, Jerry Robinson, was joined by the Chief Investment Officer at Faith Based Investor, Jay Peroni, CFP. Together, they shared their insights on how stocks can play a role in your investment portfolio as we head into an uncertain future. Jerry explains his P.A.C.E. investing philosophy and Jay shares some his top stock ideas. You can watch the replay below.


Overview: The above webinar introduces the new FTM Investment Portfolio, as well as provide crucial tips if you own a 401(k)
 

Our guest, Jay Peroni, is a Certified Financial Planner and investment advisor with 16 years of money management experience. He is a public speaker, and is the author of The Faith-Based Millionaire. He is a leading authority on the subject of Faith-Based Investing…and he is here to help us implement the brand new FTM Investment Portfolio!

In this webinar, Jay and Jerry will:

- Discuss their favorite stock picks for the current environment 

- Provide up-to-date analysis of the stock market

- Provide an overview of the P.A.C.E. investing philosophy 

- Introduce and provide an overview of the NEW FTM Investment Portfolio

- Plus, Jay will detail 5 tips to increase the returns on your 401(k) 

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Build a Diversified Portfolio to Increase Your Returns
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Build a Diversified Portfolio to Increase Your Returns

On today's show, Jay Peroni, CFP, recaps key financial and economic news from last week and shows you what to pay attention to in the week ahead. Then he looks at building a faith-based portfolio using the 10 sectors of the S&P 500. He explains how to build a diversified portfolio and how to prevent too much overlap.

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*** Join Jerry Robinson and Jay Peroni for a LIVE WEBCAST This Thursday Evening ***

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Why Diamonds May Be The Ultimate Crisis Investment
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Why Diamonds May Be The Ultimate Crisis Investment

…Plus, Money-Saving Tips for Small Business Owners  

FTMWeekly Radio Show with Jerry Robinson - Segment 1

 On this week’s program, Jerry Robinson and Tom Cloud discuss diamond investing at length. The possibility of a new diamond-backed ETF could signal a great buying opportunity. Also, the demand and supply conditions are lining up to make 2012 another tremendous year for diamond prices. Here to weigh in is veteran precious metals advisor, and diamond expert, Tom Cloud. 

*** If you would like a free consultation on buying gold, silver, or diamonds, or for a free review of your precious metals portfolio, call Tom Cloud at (800) 247-2812. ***

*** Sign up to receive free email alerts and a free investor's kit from Tom Cloud ***

 

FTMWeekly Radio Show with Jerry Robinson - Segment 2

 Merchant Services Specialist - David White - Accept Credit Cards - Save Money on Credit Card Processing CostsAre you a small business owner looking for ways to save money and keep more profits?

In Segment two, my guest, David White, will provide some money-saving tips for small business owners. David has been helping businesses save money for 10 years through reducing their credit card processing fees, including FTMDaily.com. David has processed credit cards for our own companies for years and has saved us hundreds, if not, thousands of dollars!

Here's 5 Warning Signs That You Might Be Getting Ripped Off By Your Credit Card Processor (READ HERE)

 

 

FTMWeekly Radio Show with Jerry Robinson - Segment 3

   Jay Peroni, CFP, discusses the P.A.C.E. investment portfolio in this week's Investing Insight.

 

*** Looking for investment advice for your 401(k)? Click here to get more information. ***

 

Then, Jerry answers your questions in this weeks Listener Mailbag. The topics include the P.A.C.E. investment strategy and what to do if you are just graduating college.

 

If you have a question that you would like Jerry to answer on the air, call (800) 609-5530 or email info@ftmdaily.com.

 

Finally, we conclude with the Retirement Minute with John Bearss. This week John discusses an important tax planning concept. 

 

*** Ask John Bearss your questions about retirement by clicking here. *** 

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16 Reasons Why Diamonds May Be The Ultimate Crisis Investment

by Jerry Robinson and Jennifer Robinson | FTMDaily.com

Back in March, the investment world learned that New York-based investment firm IndexIQ had filed paperwork with the Securities and Exchange Commission to market a new ETF backed by white diamonds. This ETF would be the first of its kind and demonstrates the growing investor demand for commodities amid growing uncertainty about the future of the global economy. According to the latest news, the SEC is still mulling over the idea. 

Regardless, the fact that investment grade diamonds may soon be accessible to anyone with an online trading account means that demand could heat up by year's end. Diamonds have a long track record for providing fantastic returns, as they have increased in value by an average of 13.8% every year since 1938. China and India are two of the world's largest buyers of diamonds. And, as the story often goes these days, just as global demand appears to be increasing, supplies are plateauing. According to a report by Bain & Co, diamond demand in carats will rise more than 6 percent a year until 2020, outpacing the 2.8 percent annual growth in supply. You can read similar reports here

The following are 16 reasons why diamonds may be the ultimate crisis investment, and why diamonds may even surpass gold returns.

#1 Based on growing global demand, especially from China and India, De Beers expects demand for rough diamonds to hit a new record in 2012. As the middle class continues to grow within emerging nations, De Beers expects China, India and the Middle East to account for 40% of global diamond demand by 2015.

#2 Diamonds have been held by savvy investors throughout history to protect against the ravages of hyperinflation. The most recent example of this occurred in the hyperinflation that struck Zimbabwe.

#3 The portability of diamonds is more favorable than that of gold or silver. A diamond investor can carry a million dollar portfolio in his shirt pocket, whereas the same amount of gold can be a challenge to transport. Try boarding an airplane with a million dollars of gold or silver!

KEEP READING…

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Where Your 2011 Federal Tax Dollars Went

Where Your 2011 Federal Tax Dollars Went

By Jerry Robinson, FTMQuarterly Editor-In-Chief

The Federal Income Tax deadline was two days ago (April 17), so I hope you filed on time or filed an extension to avoid those penalties. As you wrote that check to the IRS, did you happen to ask yourself, where is this money going? How will these dollars be allocated, and even more importantly, are these dollars helping to secure our borders and protect individual liberty?

 

Well, the White House’s Office of Management and Budget has graciously given us some information to help us answer this question. Here is how your tax dollars were allocated in 2011.

 

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Post image for Introducing the All-New 2012 P.A.C.E. Investment Portfolio

by Jay Peroni & Jerry Robinson

In building the P.A.C.E. Portfolio, our desire was to create a solid game plan for 2012 and beyond. We'd like to take a few moments to introduce the following seven-part analysis our investment team uses along with an overview of how the portfolio is broken down.

1. We begin with an exhaustive list of moral and financial criteria to make our selection process much simpler.  After excluding thousands of companies that don't live up to our stringent criteria as faith-based investors, the result is the "cream of the crop".

2. We start with 700 companies that meet our criteria and narrow this down to 200+ stocks. We let our senior analysts deem which companies are most likely to outperform the market over the next 12+ months.

3. We then look at the financial strength and momentum of each company. We forecast which company(s) rises will be short-lived and which will sustain their current trends.

4. Next, we look to see if each company's industry has good prospects in the near term future. Great companies in weak sectors can go down with the sector while weak companies in a strong sector can go up. We seek to find strong companies in strong sectors.

5. We also want to see what other analysts are saying about our companies. Studies have shown that companies who have recently been upgraded tend to outperform the market.

6. We strongly evaluate what each company is worth. We want to find "diamonds in the rough". We pour endless hours into finding strong companies with attractive valuations. What you pay for a company is almost as important as its long-term potential.

7. Lastly, we examine the “bang for the buck.” After narrowing the list down to our Top 100 ideas, we then look for our TOP PICKS for 2012 in each of the five P.A.C.E. categories – P = Precious Metals, A = Agriculture, C = Commodities, E = Energy, and lastly, we throw some world dominators into the mix.  This is a list of strong, successful businesses and ETFs that we feel possess good risk-to-reward potential.

Finally, remember that this portfolio is designed for investors who are concerned about inflation and a weakening dollar, and therefore it is intended for individuals who can withstand fluctuations (ups and downs of the markets) and who are willing to hold for at least three to five years. It is not for those who are risk averse or looking to make quick gains. It is a long-term approach with a focus on building wealth along with inflation-protected growth. 

Here is a breakdown of the current stocks owned in the portfolio (split into 5 parts):

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A Unique Strategy To Give To Your Heirs And To Charity

A Unique Strategy To Give To Your Heirs And To Charity

By Martin L. Pierce, FTMQuarterly Contributor

A common estate planning dilemma is deciding whether to leave your assets to charity, to your heirs, or both. In many cases, there may not be enough assets to leave a substantial amount to both charity and heirs. Therefore, the individual must decide one or the other. However, with some creative planning, there is actually a way to include both in your legacy by combining the forces of two powerful estate planning tools.

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10 Ways to Avoid Shopping Traps and Spend Less Money

10 Ways to Avoid Shopping Traps and Spend Less Money

By Jennifer Robinson, FTMQuarterly Writer

Stores spend billions on the science of getting you to spend your hard-earned cash on their products. They understand how your brain works and then use this knowledge against you. Below are several tools you can use to combat the Consumption Trap and spend less when you go shopping.

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Why 2012 May Be the Best Time to Invest in Natural Gas | FTMWeekly Radio
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Why 2012 May Be the Best Time to Invest in Natural Gas

…Plus, How High Will Gold Prices Go in 2012?  

FTMWeekly Radio Show with Jerry Robinson - Segment 1

 As the United States federal government spends an historic amount of money in the month of March, what can you do to protect your financial future? On this week's program, Jerry Robinson and co-host Jennifer Robinson discuss ways you can diversify your income to protect yourself from the economic calamity in this nation. Also on the program, how close is QE3, and what will it mean for your investments? Jerry discusses three key factors you can watch that will likely trigger a Fed announcement of QE3.

*** Want More Economic & Financial Information from Jerry Robinson? Subscribe to the FTM Quarterly Newsletter and Receive Our Latest Issue Coming Out Next Week ***

Will the price of gold reach $2,000 by the end of 2012? Tom Cloud brings his analysis on gold prices and when may be a good time to buy. Tom will also discuss some important updates on diamond investing in this week's Precious Metals Market Update. If you would like a free consultation on buying gold and silver, or for a free review of your precious metals portfolio, call Tom Cloud at (800) 247-2812

*** Sign up to receive free email alerts and a free investor's kit from Tom Cloud ***

 

FTMWeekly Radio Show with Jerry Robinson - Segment 2

  In Segment 2, Jerry discusses why 2012 may be the best time to invest in natural gas. As the price of natural gas has been beaten down to under $2 this year, Jerry sees this commodity going up in response to growing demand and decreasing supply. Jerry shares his analysis, as well as provides 5 long-term investment ideas for profiting from the eventual rise in natural gas.

Also is Segment 2, Jerry discusses an exciting opportunity for you to join us on a two-week Mediterranean Cruise in the fall of 2012. Destinations during the cruise include Rome, Greece, Egypt, and Israel, and while on the ship, you will hear dynamic speakers on the topic of the economy and finances. If you are interested in joining Jerry, Jennifer, and Tom Cloud on this once-in-a-lifetime trip, you can call (800) 977-2177 or download a free brochure here

Then, Jay Peroni, CFP, discusses an important advisor-client dynamic in this week's Investing Insight.

 

*** Looking for investment advice for your 401(k)? Click here to get more information. ***


FTMWeekly Radio Show with Jerry Robinson - Segment 3

  In our final segment, Jerry answers your questions in this weeks Listener Mailbag. The topics include gold and silver investing in Australia and the idea of opening a bank account denominated in Chinese currency RMB.

 

If you have a question that you would like Jerry to answer on the air, call (800) 609-5530 or email info@ftmdaily.com.

 

Finally, we conclude with the Retirement Minute with John Bearss. This week John discusses four reasons why a single person should consider buying life insurance

 

*** Ask John Bearss your questions about retirement by clicking here. *** 

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How to Know When to Fire Your Financial Advisor
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This past week, I received a great question, “My advisor seems to think your approach to investing is a gimmick and he won’t implement any of the recommendations you have given us, what should I do?” 

Many are skeptical of faith-based investing. I know I was when I first heard about it 15 years ago. In fact, I rejected its validity for about 8 years into my investing career. Then God started to convict me on where I was investing not only my money, but the money of my clients. I mean if these clients had strong morals and values and knew about the ability to invest in a morally conscious manner, didn’t I as an advisor have the responsibility to at least start the conversation?


Many advisors seem to be neglect one important fact: It’s your money and not your advisor’s money. Regardless of where your advisor sits on the faith side of investing, our approach at Faith-Based Investor makes perfect financial sense. Building a solid portfolio with quality companies, gold, silver, and other commodities is a great idea regardless of the faith-based screening we do. If your advisor isn’t willing to listen to your requests, I would start interviewing an advisor who is in line with your beliefs and willing to listen to you. A relationship should be a two way street and communication is critical. If your advisor won’t listen to you, that’s a red flag in my book…

READ MORE HERE

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Why a Single Person Needs Life Insurance
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Here is a question that I am asked often.  Do I need life insurance if I'm single?

Single people with no children often don't need life insurance because no one is relying on their income. But there are some reasons why you might need life insurance if you're single. 

So ask yourself these four questions and it might help you decide.

READ MORE HERE

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Is A New Global Gold Standard Coming? | FTMWeekly Radio
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Is A New Global Gold Standard Coming?

…Plus, Jerry's Comments on a Shocking Move by Iran  

FTMWeekly Radio Show with Jerry Robinson - Segment 1

 On this week's program, Jerry Robinson and co-host Jennifer Robinson bring you their latest analysis on the continuing shift away from the U.S. dollar in global trade. Iran, China, India, and Russia are the culprits in this latest transition away from the dollar. Plus, does Iran dare to challenge the Petrodollar system? We bring you the latest on the breakdown of the Petrodollar system, including a shocking move by Iran to accept gold for oil sales.

Is the world moving closer towards a new gold standard? Tom Cloud has the answer to this question, as well as the latest updates on gold, silver, and palladium in this week's Precious Metals Market Update. If you would like a free consultation on buying gold and silver, or for a free review of your precious metals portfolio, call Tom Cloud at (800) 247-2812

*** Sign up to receive free email alerts and a free investor's kit from Tom Cloud ***

 

FTMWeekly Radio Show with Jerry Robinson - Segment 2

  In Segment 2, Jerry gives his take on the financial markets and answers your questions in this week's Listener Mailbag. This week's questions cover DSL savings, stop-loss orders, and the difference between swing trading and day trading. Also, Jennifer offers some last minute tax tips, as the due date to file approaches quickly.

If you have a question that you would like Jerry to answer on the air, call (800) 609-5530 or email info@ftmdaily.com. 

 

Then, Jay Peroni, CFP, discusses why choosing "proud-to-own companies" is important in this week's Investing Insight.

 

*** Looking for investment advice for your 401(k)? Click here to get more information. ***

 

Finally, we conclude with the Retirement Minute with John Bearss. This week John discusses the importance of getting help in your retirement planning. 

 

*** Ask John Bearss your questions about retirement by clicking here. *** 


FTMWeekly Radio Show with Jerry Robinson - Segment 3

  In our final segment, Jerry is joined by former banking insider and market researcher, Chris Mayer. Chris edits the Capital and Crisis newsletter at Agora Financial and is here to discuss his latest book, World Right Side Up: Investing Across Six Continents

 

Through his travels to many different parts of the world, Mayer has seen some amazing investment opportunities in major growth areas around the globe. Mayer discusses everything from investing in clean water in China, to oil in India, to a "top-secret" growth sector in the United States. Mayer also shares his personal favorite area in which to invest…it may surprise you. You do not want to miss this interview.


*** Learn more about Chris Mayer's book: World Right Side Up: Investing Across Six Continents ***

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How to Increase Investment Returns Without Sacrificing Your Morals
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How to Increase Investment Returns Without Sacrificing Your Morals

by Jay Peroni, Certified Financial Planner

recently saw the movie Monumental – In search of America’s National Treasure and was quite inspired. Monumental is the story of America’s beginnings. Presented, produced, and starring Kirk Cameron as he seeks to discover America’s true “national treasure” – the people, places, and principles that made America the freest, most prosperous and generous nation the world has ever known.

Our country was founded on faith, hope, love, and character. That has been what has set America apart from the world. At Faith-Based Investor we seek to find companies that embody the spirit of America and long to make this world a better place.


We look for companies that you can be “proud to own”, companies that are not only profitable but line up with your faith and values. As investors we have a great moral responsibility to multiply all that God has provided. 


To find great companies is not easy work. It takes time and effort. We make it our personal mission. To be personal, we must understand exactly what the company does, what types of products or services it produces, what type of management team they have, and what the company’s mission and value statements are just to name a few.

 

What we invest in is our way of voting our values. Just like our purchasing decisions, we validate or avoid companies that align or violate our moral compass. By buying or investing in companies, we endorse that company. If we do not do our homework, we may be inadvertently supporting companies that blatantly violate our value system.

The key is to become aware. What are your moral hot buttons (abortion, pornography, embryonic stem cell research, homosexuality)? What about social hot buttons (tobacco, alcohol, gambling, the environment, etc)? There may be one or more of those hot buttons that are extremely important to you. Now, if that is the case, the companies you own should not violate those hot buttons. Instead, they should line up with your faith, morals, and belief system. 

Want to learn more about aligning your investments with your values? Call 866-594-9919 and talk with Jay Peroni. Join me next week for another Investing Insight.

***FTM Insiders: View the BRAND NEW FTM Investment Portfolio Now***

Also, to learn more about receiving a free portfolio review or getting investing advice for your 401k, please call our offices today at 866-594-9919

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The Help You Need to Retire Early
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The Help You Need to Retire Early

by John Bearss, Retirement Specialist

This week I will explore Roadblock Number 7 according to Larry Barrett’s article in the Financial Planning Magazine entitled the 7 Roadblocks to Early Retirement.

Roadblock #7 – Going It Alone

An all too common retirement planning mistake is going it alone. This usually results in missed investment opportunities, sloppy planning, and lax savings schedules. Enlisting the help of a financial planner is a smart move at any age to avoid retirement planning pitfalls. A financial planner will be able to take a look at the "big picture." He or she will be able to develop a retirement savings plan unique to your current expenses and lifestyle, and most importantly, instill the necessary discipline and rigor needed to build a solid retirement nest egg. 

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What the Recent Market Selloff Means for Your Investments
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What the Recent Market Selloff Means for Your Investments

On today's show, Jay Peroni, CFP, examines the recent market selloff. What's behind the selling? Why are stocks, gold, and oil heading down? What should you do next? 

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***Get Instant Access to the BRAND NEW FTM Investment Portfolio ***

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Then on the second half of the show, Jay looks at "proud to own companies". How many of these companies do you encounter each and every day? During a recent 12 hour road trip, Jay saw at least 25 companies from Faith-Based Investor's "Proud to Own" list. 

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Our Favorite Precious Metals and Commodity Investments for 2012 | Plus, America's Latest Achievement, The World's Highest Corporate Tax Rate
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Our Favorite Precious Metals and Commodity Investments for 2012

…Plus, Jerry's Comments on America's Latest Achievement: The World's Largest Corporate Tax Rate  

FTMWeekly Radio Show with Jerry Robinson - Segment 1

 It's no April fools joke! America really will have the world's highest corporate tax rate on April 1. So what does this mean to you and your finances? Jerry Robinson and co-host Jennifer Robinson explore this and other important headlines, including real estate and Middle East tensions

Tom Cloud is back from Europe with an update on gold and silver markets in this week's Precious Metals Market Update. If you would like a free consultation on buying gold and silver, or for a free review of your precious metals portfolio, call Tom Cloud at (800) 247-2812

*** Sign up to receive free email alerts and a free investor's kit from Tom Cloud ***

 

FTMWeekly Radio Show with Jerry Robinson - Segment 2

  Bill Fleckenstein - Greenspan's BubbleWith the financial markets reaching new highs in 2012, is now the time to get into stocks, or is a correction just around the corner? To help answer that question, Jerry will be joined by MSN Money financial columnist, popular author, and hedge manager, Bill Fleckenstein, in Segment Two.

Bill Fleckenstein discusses his views on gold and silver, mining stocks, and one of his personal favorite stocks to buy. Also, Fleckenstein gives his opinion of inflation and money printing as the United States moves forward. Fleckenstein is the author of the popular book Greenspan's Bubbles.


FTMWeekly Radio Show with Jerry Robinson - Segment 3

  In our final segment, Jerry and Jennifer discuss the decreasing personal savings rate in America and how it is linked to the increasing rate of consumer spending

 

 

 

*** FULL LENGTH VIDEO: The Ugly Truth about Consumer Debt… and How You Can Break Free ***

 

Then, Jerry and Jennifer dive into the Listener Mailbag to answer your questions on the direction of social security and Jerry's favorite investments. Jerry gives several specific ticker symbols of precious metals, agricultural commodities and energy stocks that he is currently investing in.

 

If you have a question that you would like Jerry to answer on the air, call (800) 609-5530 or email info@ftmdaily.com. 

 

Then, Jay Peroni, CFP, discusses the top 10 mistakes investors commonly make in this week's Investing Insight.

 

*** Looking for investment advice for your 401(k)? Click here to get more information. ***

 

Finally, we conclude with the Retirement Minute with John Bearss. This week John discusses the cost of health care in your retirement planning. 

 

*** Ask John Bearss your questions about retirement by clicking here. *** 

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FULL LENGTH VIDEO: The Ugly Truth About Consumer Debt

….And How You Can Break Free!

Jerry Robinson and veteran Debt Coach, Tom Coates, host an an eye-opening webinar that reveals the ugly truth about consumer debt. Bankruptcies, Foreclosures, and Consumer Debt are at all time highs, while Personal Savings Rates are near all time lows. Jerry Robinson and Tom Coates expose some of the shocking statistics about consumer debt, as well as reveal information about lending and interest rates. 

Tom Coates, aka the Christian Debt Coach, has been helping people get out of debt since 1987. He has helped over 100,000 families find peace of mind through money management and debt reduction. And Tom is here to share with you how you can break free from consumer debt!

In this 90 minute webinar, Tom and I:

- Provide up-to-date statistics on debt in the United Sates

- Discuss current savings rates

- Provide information on the U.S. housing market, including foreclosure rates and falling equity

- Demonstrate the "Credit Card Trap"

- Plus, Tom gives an excellent introduction to money management and credit scores 

Watch this free video now! 



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12 Fresh Investment Ideas for April 2012
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12 Fresh Investment Ideas for April 2012

On today's show, Jay Peroni, CFP, sheds light on the markets and economy then presents 12 fresh investment ideas for April. Then on the second half of the show Jay examines the global shift toward a "cashless society". Most people think of a cashless society as something that is way off in the distant future. Yet in reality, a cashless society is much closer than we imagine and there are quite a few dangers. You won't want to miss this!

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***Get Instant Access to the BRAND NEW FTM Investment Portfolio ***

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Red and Blue and Broke All Over | An Interview with Charles Goyette
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Red and Blue and Broke All Over: Restoring America's Free Economy

…Plus, Jerry Shares His Personal Real Estate Investing Strategy

FTMWeekly Radio Show with Jerry Robinson - Segment 1

 Jerry Robinson begins this week's program with a compelling commentary on the growing student loan debt crisis and an update on the U.S. housing market. Student loan debt has recently topped $1 trillion for the first time ever. What does that mean to the economy and in particular, the U.S. housing market? Jerry and co-host Jennifer will explore this question and will share with you their personal real estate investing strategy.

How the Student Loan Crisis is Changing My Real Estate Investment Strategy

*** WHAT JERRY THINKS: How the Student Loan Crisis is Changing My Real Estate Investment Strategy ***

Tom Cloud is out of the country this week, but will return next week for a detailed update on Precious Metals, including gold, silver, and palladium. 

*** Sign up to receive free email alerts and a free investor's kit from Tom Cloud ***

 

FTMWeekly Radio Show with Jerry Robinson - Segment 2

  Red and Blue and Broke All Over - New Charles Goyette Book In Segment Two, Jerry welcomes back New York Times best-selling author, Charles Goyette. Charles will be here to talk about the dollar endgame and the crumbling state of the U.S. economy. Charles will also share his solution to revive American prosperity: a return to liberty.

Jerry discusses Charles Goyette's new book entitled Red and Blue and Broke All Over. In the book, Goyette explains how the growth of federal power and its costly warfare and welfare spending are bankrupting America and strangling our prosperity.  Charles explains this in detail, as well as offers hope for the return to American prosperity.


FTMWeekly Radio Show with Jerry Robinson - Segment 3

  In our final segment, Jerry and Jennifer dive into the Listener Mailbag to answer your questions on the direction of the stock market and credit card debt.

The Ugly Truth About Consumer Debt and How You Can Break Free

 

*** FREE WEBINAR: The Ugly Truth about Consumer Debt… and How You Can Break Free ***

 

If you have a question that you would like Jerry to answer on the air, call (800) 609-5530 or email info@ftmdaily.com. 

 

 

Then, Jay Peroni, CFP, discusses the potential benefits of investing in REITs in this week's Investing Insight.

 

*** Looking for investment advice for your 401(k)? Click here to get more information. ***

 

Finally, we conclude with the Retirement Minute with John Bearss. This week John discusses one of the biggest mistakes people make on the road to early retirement: underestimating inflation

 

*** Ask John Bearss your questions about retirement by clicking here. *** 

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Boost Your Portfolio with REITs
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Boost Your Portfolio with REITs

by Jay Peroni, Certified Financial Planner

This may be a great time to get into a REIT. If you’re trying to sell commercial or residential real estate today, you face quite a challenge. On the other hand, buyers are seeing all kinds of opportunities to pick up properties at depressed prices.

You may want to seize these opportunities, but you may not want to manage properties. Is there a way you can invest in real estate without turning into a landlord?

There is. REITs (Real Estate Investment Trusts) allow you to get into the commercial real estate sector without the hassles of property management.

READ MORE HERE

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How to Combat Inflation for Early Retirement
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How to Combat Inflation for Early Retirement

by John Bearss, Retirement Specialist

This week I will explore Roadblock Number 5 according to Larry Barrett’s article in the Financial Planning Magazine entitled the 7 Roadblocks to Early Retirement.

Roadblock #5 – Underestimating the Effects of Inflation

Inflation is the biggest risk to any retirement savings plan, and woe to any retiree who underestimates its effects. Inflation is the increase in the money supply, which results in a sustained increase in the price of goods and services over time. Most experts agree that retirees need to assume an annual inflation rate of 3-4%, but a good retirement plan should account for periods of high inflation as well.

READ MORE HERE

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Play

How to Invest in Stocks Without Sacrificing Morals

On today's show, Jay Peroni, CFP, highlights the "Dirty Dozen", companies involved in abortion, pornography, gambling, tobacco, and alcohol. These are the types of companies many faith-based investors wish to avoid. Jay names companies and helps shed light to see if these companies could be hidden in your portfolio

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Looking for Investment Advice on Your 401(k)? Learn More Here

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Then on the second half of the show Jay looks at the recent flood of advertising and focus on the end of the world as we know it. Is 2012 the year the world changes forever or is it all marketing hype? Regardless Jay shows you what types of companies will most likely survive if times get tough.

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An Update on Precious Metals and Consumer Debt
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An Update on Precious Metals and Consumer Debt

FTMWeekly Radio Show with Jerry Robinson - Segment 1

 Jerry Robinson begins this week's program with an extended interview with Tom Cloud, providing an update on the gold, silver, and palladium markets. Plus, Tom discusses the diamond market and breaks some important news about diamonds that you don't want to miss in this week's Precious Metals Market Update.

*** Miss the recent educational webinar with Tom Cloud? Watch the replay here. ***

*** Sign up to receive free email alerts and a free investor's kit from Tom Cloud ***

 

FTMWeekly Radio Show with Jerry Robinson - Segment 2

  In Segment Two, Jerry is joined by the Christian Debt Coach, Tom Coates. Tom is the executive director and co-founder of Consumer Credit of Des Moines, a non-profit organization focusing on Christian credit counseling. He works with individuals all across the nation and has helped over 100,000 families find peace of mind through money management and debt reduction.

Tom discusses the current state of consumer debt in the United States, and gives advice for those who have found themselves sinking in consumer debt. He describes the warning signs that outside help may be needed to straighten out your finances.

Tom concludes with an offer to counsel those that need help getting out of consumer debt. You can find out more about Tom's Christian Debt Coach services by calling (877) 366-5158, or simply clicking the link below.

*** Click here to request more information from the Christian Debt Coach, Tom Coates ***

*** 10 Alarming Statistics About Credit Card Debt in America ***

*** FREE Webinar: The Ugly Truth About Consumer Debt and How You Can Break Free ***


FTMWeekly Radio Show with Jerry Robinson - Segment 3

  In our final segment, Jerry and Jennifer dive into the Listener Mailbag to answer your questions. Jerry answers a tough moral question about the Petrodollar system, and he also discusses an affiliate program for FTM Insiders who wish to promote our services.

 

*** Read Jerry's latest article, Preparing for the Collapse of the Petrodollar System, Part 3 ***

 

If you have a question that you would like Jerry to answer on the air, call (800) 609-5530 or email info@ftmdaily.com. 

 

 

Then, Jay Peroni, CFP, helps you discern recent stock market activity in this week's Investing Insight.

 

*** Looking for investment advice for your 401(k)? Click here to get more information. ***

 

Finally, we conclude with the Retirement Minute with John Bearss. This week John discusses one of the biggest mistakes people make on the road to early retirement

 

*** Ask John Bearss your questions about retirement by clicking here. *** 

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New Debt Service to Get Out of Credit Card Debt | Christian Debt Coach

10 Alarming Statistics About Credit Card Debt in America

… and a New Debt Service to Get Out of Credit Card Debt

by Jennifer Robinson

Credit card debt is on the rise again, which is a dangerous trend for U.S. consumers. In 2011, Americans totaled $48 billion in new credit card debt, which is a 424 percent increase from 2010 and a 577 percent increase from 2009. This $48 billion includes consumer defaults, which reached $44.2 billion during 2011. The magnitude of consumer defaults indicates that U.S. consumers are having trouble managing their money and debt effectively.

Although this increase is alarming, it is slightly relieved by new information that the average household debt in February 2012 was $6,105, which is a decrease from the December 2011 average of $6,576.

2011 Credit Card Debt Statistics - Christian Debt Coach

 

Below are 10 alarming statistics about consumer debt in the United States.

1. Total U.S. revolving debt as of December 2011 was $801 billion (98 percent of revolving debt is credit card debt)

2. The average APR on credit cards is 12.78 percent

3. 1 in 50 households carry more than $20,000 in credit card debt

4. Credit card delinquency rates are 3.27 percent as of the 4th quarter 2011

5. The average household in America carries $6,105 in credit card debt

6. The total U.S. consumer debt as of December 2011 is $2.5 trillion

7. The average consumer carries 4 credit cards; 1 in 10 consumers has more than 10 credit cards

8. In 2010, 1 in every 160 Americans filed for bankruptcy

9. The average age at which a consumer under the age of 35 gets his first credit card is 20, whereas those individuals 65 and over got their first credit cards at age 40.

10. In 2008, half of all college undergraduates owned four or more credit cards

These statistics are shocking, especially in light of other economic statistics in the United States. Federal deficit spending again reached over $1 trillion in 2011, the national debt is over $15 trillion, and according to the government's "official" numbers, the national unemployment rate remain high at 8.3 percent. (The "real" unemployment rate is much higher.)

The good news is that many individuals keep their debt in check and pay off credit cards every month. However, for individuals who have found themselves drowning in credit card debt, with fears of unemployment and inflation, the topic of debt is uncomfortable and scary.

Here at FTMDaily, we have partnered with the Christian Debt Coach, who provides a debt service that can help you find peace of mind by through money management and debt reduction.

***Find out more about the Christian Debt Coach***

 


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Preparing for Retirement + The Brand New FTM Investment Portfolio
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Preparing for Retirement + The Brand New FTM Investment Portfolio

by Jay Peroni, Certified Financial Planner

Do you have a retirement transition strategy? Thinking of retiring within the next 5, 10, or 15 years? If so listen up! Retirement can be some of the most rewarding years of your life. Yet far too many people jeopardize the quality and security of their golden years by not planning. They spend their 20s looking for a partner, then their 30s climbing the corporate ladder and their 40s juggling work meetings and their children's soccer games. As retirement nears, they fret about how little they've done to prepare for the next few decades of their life.

One of consumers' biggest problems? Not saving enough — or sometimes, at all — for retirement. A recent Harris Interactive survey conducted found that more than one in five adults over the age of 65 had not saved for retirement. Among adults of all ages, one in three had not saved for retirement.


Saving money early, and often, is one step to making your golden years secure. Three enemies eat away at your savings – inflation, taxes, and health care costs. Do you have a plan to tackle these three challenges?


This week was an exciting time at Faith-Based Investor. We unveiled a new portfolio strategy for FTM insiders. Our PACE portfolio will cover 5 areas that we believe will do well over the next several years. The portfolio concentrates on precious metals, agriculture, commodities, energy, and world dominating companies. We are excited to look at ways to try to outpace inflation, diversify away from the stock market, and help investors reach their goals. So whether you’re 5, 10, 15 years or more away from retirement, this strategy may make some sense for you. 

***FTM Insiders: View the BRAND NEW FTM Investment Portfolio Now***

If we can help you take a look at your current financial strategies, please give us a call at 866-594-9919. Whether you have been going it alone or working with another advisor, there is no better time than now to get a second opinion to make sure you are properly prepared for the days ahead. 

Also, to learn more about receiving a free portfolio review or getting investing advice for your 401k, please call our offices today at 866-594-9919. Join me next week for another Investing Insight.

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Avoid the Roadblocks that Prevent Early Retirement
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Avoid the Roadblocks that Prevent Early Retirement

by John Bearss, Retirement Specialist

This week I will explore Roadblock Number 4 according to Larry Barrett’s article in the Financial Planning Magazine entitled the 7 Roadblocks to Early Retirement.

Roadblock #1 – Not Saving Enough, Early Enough (Listen to Roadblock #1)

Roadblock #2 – Ignoring Free Money (Listen to Roadblock #2)

Roadblock #3 – Failing to Diversify (Listen to Roadblock #3)

Roadblock #4 – Starting to Plan Too Late

One of the biggest mistakes people make is waiting until their 50s or 60s to start planning for retirement. Waiting this long typically means that more sacrifices will have to be made and sometimes these sacrifices can be hard to bear. Those in their 50s and 60s often assume that since they've been putting money into a 401(k) or other employer-sponsored retirement plan will take care of them throughout their retirement.

However, even with generous employer match and compounding, most people need more than just a 401(k) to comfortably retire.  Remember, the more income streams that you can generate the better your chances will be in retirement.

If you're over 50, add the $1,000 "catch up" contribution to your retirement savings plan. If you need to, open up a new account. Take a look at how assets are allocated and talk to a financial advisor about risk and reward.

Thank you for joining me this week for your Retirement Minute.

Interested in more strategies that will help you with early retirement? Contact Retirement Specialist John Bearss by email: john@cfanetwork.org

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Play

Donald Trump or the Bible: Where Do You Get Your Financial Advice?

On today's show, Jay Peroni, CFP, looks at a recent study to see who American's trust more with their financial advice: Donald Trump or God. The results are shocking to say the least. Then Jay announces a special triple pack giveaway and how you can enter. Lastly Jay gets to your questions: how can you avoid the IRS 10% penalty to pull money out of your retirement accounts?

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Looking for Investment Advice on Your 401(k)? Learn More Here

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FTM Insiders - Don't Miss Today's Conference Call!

Introducing the NEW FTM Investment Portfolio

Attention all FTM Insiders…Join us today for the conference call with Jerry Robinson at 12pm CST. Jerry will be joined by Jay Peroni, CFP, to help unveil the BRAND NEW FTM Investment Portfolio!

Today, Jerry and Jay will reveal all the stocks and ETFs in the portfolio, as well as how you can invest in the portfolio! This is a brand new service offered by Jay Peroni, and he is here to tell you all about it. You do not want to miss today's conference call!

FTM InsidersClick here to register for the conference call.

If you would like to become an FTM Insider and join us for today's call, it's quick and easy….and only $9.95 per month! Become an FTM Insider now. You can also become an Insider by calling (800) 609-5530.

 

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Petrodollar Warfare -  Why The U.S. Economy Requires Perpetual War
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Petrodollar Warfare: Why The U.S. Economy Requires Perpetual War

FTMWeekly Radio Show with Jerry Robinson - Segment 1

 Jerry Robinson begins this week's program with a commentary on the recent shocking exchange between U.S. Defense Secretary Leon Panetta and Alabama Senator Jeff Sessions. If you have not yet seen this exchange, you can watch the video below.

Jerry continues with a discussion of his latest article, The Petrodollar Wars: The Iraq-Petrodollar Connection. In the article, Jerry explains in detail the connection between the 2003 Iraq War and the Petrodollar system. In addition, he provides an interesting scenario of what a collapse of the petrodollar system would look like in America.

*** Read Jerry's latest article, Preparing for the Collapse of the Petrodollar System, Part 3 ***

 

FTMWeekly Radio Show with Jerry Robinson - Segment 2

  Trends Journal - Gerald CelenteIn Segment Two, Jerry is joined by popular trends watcher, Gerald Celente. Gerald is the publisher of the Trends Journal

Topics include: The build-up to war in Syria and Iran and what it means to you.

We also discuss an interesting solution to the Iranian problem: Thorium. According to Gerald, thorium offers a potential replacement to the the more harmful, and politically sensitive, uranium.

Gerald concludes with a generous offer for a free copy of his latest Trends Journal newsletter which includes Gerald's top 12 trends for 2012. To request your free copy, simply visit the link below and use their contact form saying that you heard about the offer through FTMDaily.com. You will then receive your free copy by email. 

*** Click here to request your free copy of the latest Trends Journal and get Gerald's Top 12 Predictions for 2012 ***


FTMWeekly Radio Show with Jerry Robinson - Segment 3

  In our final segment, we have no Listener Mailbag segment this week. It returns next week!

 

Tom Cloud gives an update on the economy, and comments on recent developments from the Federal Reserve. He also discusses the latest  price action in gold, silver, and palladium in this week's Precious Metals Market Update.

*** Miss the recent educational webinar with Tom Cloud? Watch the replay here. ***

*** Sign up to receive free email alerts and a free investor's kit from Tom Cloud ***

 

Then, Jay Peroni, CFP, explains the how investors should respond to inflation in this week's Investing Insight.

 

*** Looking for investment advice for your 401(k)? Click here to get more information. ***

 

Finally, we conclude with the Retirement Minute with John Bearss

 

*** Ask John Bearss your questions about retirement by clicking here. *** 

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A Diversification Strategy that Leads to Early Retirement
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A Diversification Strategy that Leads to Early Retirement

by John Bearss, Retirement Specialist

This week I will explore Roadblock Number 3 according to Larry Barrett’s article in the Financial Planning Magazine entitled the 7 Roadblocks to Early Retirement.

Roadblock #1 – Not Saving Enough, Early Enough (Listen to Roadblock #1)

Roadblock #2 – Ignoring Free Money (Listen to Roadblock #2)

Roadblock #3 – Failing to Diversify

A common investment pitfall is spending far too much time trying to pick individual stocks that will increase in value. It's much more important to understand proper diversification. 

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40 Alarming Economic Statistics: Is America Losing Power?
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40 Alarming Economic Statistics: Is America Losing Power?

Is America Losing Power?

 

Is America losing her grip as the "Superpower of the world"? Is she slowly losing her strength? Today Jay shares 40 alarming statistics and shares what he thinks we need to do to get back on track. Then on the second half of the show, Jay answers your questions: why are stocks and gold slipping and should you only buy dividend paying companies?

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***Read More About Why America Is Losing Power In The World: The Coming Collapse of the Petrodollar System***

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Ron Paul vs. The Federal Reserve | The Real Inflation Rate
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Ron Paul vs. The Federal Reserve and the Real Inflation Rate

FTMWeekly Radio Show with Jerry Robinson - Segment 1

 Jerry Robinson begins this week's program with a discussion on Fed Chairman Ben Bernanke's recent testimony before Congress about the current state of the economy. Jerry plays a clip of an exchange between Rep. Ron Paul and Bernanke as they discuss the real inflation rate. Jerry and Jennifer also discuss the recent global money pump, including the latest bailout in Europe.

*** Read Jerry's article, Preparing for the Collapse of the Petrodollar System, Part 2 ***

Later, Tom Cloud gives an update on the economy, and comments on recent developments from the Federal Reserve. He also discusses the latest  price action in gold, silver, and palladium in this week's Precious Metals Market Update.

*** Miss the recent educational webinar with Tom Cloud? Watch the replay here. ***

*** Sign up to receive free email alerts and a free investor's kit from Tom Cloud ***

 

FTMWeekly Radio Show with Jerry Robinson - Segment 2

  The Pirates of Manhattan: Highway to SerfdomIn Segment Two, Jerry is joined by Barry James Dyke. Dyke is President of Castle Asset Management, LLC, and is the author of the new book, The Pirates of Manahattan II: Highway to Serfdom

In his book, The Pirates of Manhattan II, Dyke exposes Wall Street's shenanigans against the American public. The book exposes the truth about Target-Date Mutual Funds, and how Wall Street and the corporate-controlled financial mainstream media prop up their mouthpieces like Dave Ramsey and Suze Orman. This book is explosive and well-documented. Don't miss this interview.

*** Click here for more information on Barry James Dyke ***

*** To learn more about The Pirates of Manhattan II book, click here ***


FTMWeekly Radio Show with Jerry Robinson - Segment 3

  In our final segment, Jennifer reports on a recent news story about how TSA officers may be coming to a highway near you.

 

In this week's Listener Mailbag, Jerry answers three listener questions, including: 1) the effect of inflation on an annuity, 2) how a collapse of the petrodollar system would effect America's foreign policy, and finally, 3) does Jerry Robinson has any political aspirations…  

 

*** HAVE A QUESTION FOR JERRY? RECORD YOUR QUESTION ON OUR TOLL-FREE Q-LINE AT (800) 609-5530 ***

 

Then, Jay Peroni, CFP, explains how investors should respond to the big moves in the stock market in this week's Investing Insight.

 

*** Looking for investment advice for your 401(k)? Click here to get more information. ***

 

Finally, we conclude with the Retirement Minute with John Bearss. This week, John explains why it is so important to take advantage of your employer matching contributions in a defined contribution plan.

 

*** Ask John Bearss your questions about retirement by clicking here. *** 

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How Investors Should Respond to the Dow Reaching 13,000
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How Investors Should Respond to the Dow Reaching 13,000

by Jay Peroni, Certified Financial Planner

Now that the Dow has hit the 13,000 level again, what’s next for the markets? What’s next for your portfolio? Your 401k? IRA/ Stocks? Mutual Funds and more? If you haven’t had your portfolio strategy reviewed in a while. Now is the time!

Though the Dow Jones Industrial Average (DJIA) is comprised of just 30 stocks, it is one of the most widely followed indexes. Though it’s a small sample of the overall market, it is a bell weather reading for investors. The 13,000 level is essentially a psychological and important victory for many investors.


Continue Reading

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A 401k Strategy that Leads to Early Retirement
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A 401k Strategy that Leads to Early Retirement

by John Bearss, Retirement Specialist

This week I will explore Roadblock Number 2 according to Larry Barrett’s article in the Financial Planning Magazine entitled the 7 Roadblocks to Early Retirement.

Here is Roadblock number 2 – Ignoring Free Money

Many investors fail to take full advantage of their employer's contribution matching, which is just about the same as throwing away money. Anyone fortunate enough to work for a company that offers a matching contribution to a defined contribution plan (401k, 403b, etc) must take advantage up to the full amount. Regardless of the amount of the match the employer provides, the match is free money.

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Play

What Happens to the Markets Now That the Dow Hit 13,000

Now that the Dow has hit the 13,000 level again, what’s next for the markets? What’s next for your portfolio? Your 401k? IRA/ Stocks? Mutual Funds and more? If you haven’t had your portfolio strategy reviewed in a while. Now is the time!

 

Though the Dow Jones Industrial Average (DJIA) is comprised of just 30 stocks, it is one of the most widely followed indexes. Though it’s a small sample of the overall market, it is a bell weather reading for investors. The 13,000 level is essentially a psychological and important victory for many investors

____________________________________________________

***Get the FTM Insider Exclusive Stock Watch List for a Limited Time***

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On today's show, Jay Peroni, CFP, takes a look at the top performers and worst performers since the stock market lows of 2011. Then he shares with you his Top Four Favorite Sectors for the rest of 2012, including specific stock ideas.

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How to Prepare Your Investments for Changes in the Tax Code
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How to Prepare Your Investments for Changes in the Tax Code

Changes to the tax code may be coming…

 

How should you prepare your investments for changes in the tax code? President Obama wants lower corporate tax rates and increased dividend taxes. How should you respond? What steps can you take now to prepare for these potential changes? Jay Peroni, CFP, shows you a strategy and helps you find 10 dividend paying companies worth a closer look. Then, Jay gets to your questions about silver, 401(k)s, and the possibility of more economic stimulus.

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Looking for Investment Advice on Your 401(k)? Learn More Here

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How to Profit from Rising Oil Prices - 5 Stock Ideas for Your Portfolio
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How to Profit from Rising Oil Prices – 5 Stock Ideas for Your Portfolio

Rising Oil Prices are on the horizon…

 

How can you profit from rising oil prices? On today's show, Jay Peroni, CFP, checks in on the markets and the economy, showing you what to look for in the week ahead. He also examines 5 stocks to profit from rising oil prices.

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Looking for Investment Advice on Your 401(k)? Learn More Here

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Then on the second half of the show, Jay looks at how to potentially get a brokerage option within your 401(k). He also examines how to plan out your retirement income if you are thinking of retiring this year or within the next few years.

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How to Restore Liberty and End Tyranny in America
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How to Restore Liberty and End Tyranny in America

FTMWeekly Radio Show with Jerry Robinson - Segment 1

 Jerry Robinson begins the program with a discussion on his latest article on 10 Ways to Restore Liberty and End Tyranny in America. Jerry explains that while America is in major trouble, his hope is that through education, we can re-ignite the hunger for liberty and freedom in America. 

*** Read Jerry's new article, 10 Ways to Restore Liberty and End Tyranny in America ***

Later, Tom Cloud gives an update on the recent rally in gold, silver, and palladium prices in this week's Precious Metals Market UpdateTom also gives his thoughts on what next week may hold for gold and silver prices.

*** Miss last week's webinar with Tom Cloud? Watch the replay here. ***

*** Sign up to receive free email alerts and a free investor's kit from Tom Cloud ***

 

FTMWeekly Radio Show with Jerry Robinson - Segment 2

  Restore Liberty and End Tyranny in AmericaIn Segment Two, Jerry is joined by Jan Markell. Markell is the Founder and President of Olive Tree Ministries and is the host of Understanding the Times, an international radio program committed to deciphering current events in light of the Bible. 

Markell shares her thoughts on the current Middle East crisis, particularly in Iran. Her insights will help our listeners understand the evangelical thought process regarding America’s foreign policy.

*** Click here for more information on Jan Markell ***

*** To listen to Jerry Robinson being interviewed on Jan Markell's radio show, click here ***


FTMWeekly Radio Show with Jerry Robinson - Segment 3

  In our final segment, Jerry answers a listener question about gold mining stocks in this week's Listener Mailbag

 

*** HAVE A QUESTION FOR JERRY? RECORD YOUR QUESTION ON OUR TOLL-FREE Q-LINE AT (800) 609-5530 ***

 

Then, Jay Peroni, CFP, discusses the benefits of adding alternative investments to your portfolio in this week's Investing Insight.

 

*** Looking for investment advice for your 401(k)? Click here to get more information. ***

 

Finally, we conclude with the Retirement Minute with John Bearss. This week, John explains a saving strategy that can lead to an early retirement.

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10 Ways to Restore Liberty and End Tyranny in America

10 Ways to Restore Liberty and End Tyranny in America

by Jerry Robinson | FTMDaily Editor-in-Chief

HOUSTON, February 25

It is no secret that the American economy is an absolute wreck. 

But our broken economy is just one symptom of a much larger malignant disease that has been growing within our nation for decades. 

10 Ways to Restore Liberty and End Tyranny in AmericaThose on the right of the political aisle point blame at the the current Obama administration. (After all, we all know that our nation was completely fine until somewhere around January 20, 2009.)  

And of course, those on the left of the political aisle point to Republicans as the real problem. In the end, neither the Republicans or the Democrats have done anything to slow the demise of the Republic.

In typical Washington fashion, both parties have attempted to deny responsibility for the failure of their "band-aid style" policies that have been fastened upon the dying American experiment.

 

Reality TV or FoxNews? There is No Escape

Meanwhile, many of America's citizens sit silently stunned in their living rooms at night with their eyes fixed to a parade of "reality" television. They hope to find escape from the insanity that is enveloping their nation.

Instead of finding relief, they are subjected to a steady diet of consumerism, designed specifically by the corporate-controlled media and corporate America, which encourages them to give back their hard-earned money for things they don't need.

Just like placing money on a conveyor belt, corporate employees are convinced that to obtain happiness, they must shell out their money right back to the corporations. Our modern consumption trap is truly a clever invention and is the path to riches for those who discover it

10 Ways to Restore Liberty and End Tyranny in AmericaA smaller part of our American population is alarmed enough to turn off the "reality" television shows in order to watch the growing plethora of nightly news programs. In what may be the ultimate irony, these Americans turn to the corporate-controlled mainstream press for information on today's most pressing issues. 

Unfortunately, the mainstream media sold its soul to the highest bidder long ago. 90% of all of the media that enters the average American's eyes and ears on a daily basis is concocted and spewed out from one of only five multinational corporations

The point is, it doesn't matter where you turn within the mainstream press. They all have the same ultimate agendato transfer your money to their advertisers so that those advertisers will keep paying the bills.

The mainstream media answers solely to the corporations and the shareholders who own them. They are not looking out for you. You are their prey. Why this simple concept has not been properly understood by the masses continues to confound me.

Given the fact that corporations practically run the federal government, should it come as any surprise that the corporate-controlled media lacks objectivity regarding government overreach

It should come as no surprise then that the corporate-controlled mainstream media has been all but silent in the face of the government's unprecedented and ongoing attack on liberty

The list of abuses includes: the unpatriotic Patriot Act, federally mandated healthcare, corporate bailouts, excessive taxation, and the failed war on drugs, just to name a few. 

America's corporate-controlled media does little to inform the American people of the egregious violations on their constitutional rights and liberties that is posed through these types of government overreach.

Today, our corrupt federal government's attempts to create a welfare state has created a nation of dependents who believe that the present amount of government benefits must be the minimum.

We are told by the federal government, and by the corporate-controlled media, that our perpetual warfare around the globe is conducted to keep us "safe" from a faceless enemy.

Take My Freedoms, Just Give Me My Money

10 Ways to Restore Liberty and End Tyranny in AmericaWe are told by the federal government, and by the corporate-controlled media, that naked body scanners and unreasonable searches and seizures of our garment bags in our nation's airports are designed for "our security."

When the government sticks their hands down your pants and tells you its "good for you," you know that we are nearing the end of the American experiment.

Given our current state of affairs, you would expect mass riots in the street, or at least some type of organized effort within the national media to expose the federal government's overreach. Of course, the mainstream press is mute on the most important issues facing our nation.

And it seems Americans have become numb to the destruction of their liberties. Or perhaps they simply don't understand the basic concept of liberty.

I am not smart enough to answer that question.

What I do know is that our current government benefit situation is unsustainable. When, not if, the government begins making cuts to the public's benefit payments, the people will rise up.

Apparently, sticking your hands down someone's pants is one thing, but reducing their government benefits is an entirely different matter.

(Perhaps there is logic in stripping Americans of their liberties first. This way they can more effectively mute the eventual crazed mobs protesting cuts to their entitlements. Just a thought…)

Tyranny is Not Coming… It's Here

In addition to our economy being in shambles, and our derelict media having been sold to the highest corporate bidders, our current monetary system is unconstitutional, immoral, and entirely unsustainable.

Not to mention the fact that our citizens have become enslaved by consumer debt and have unwittingly become wage slaves of the corporate elite, willingly trading their hours for "a handful of dimes." 

Tyranny has entered our nation wearing no disguise. Forget the disguise, the tyranny that has breached America's shores is naked.

Tyranny, under any name, should be considered unacceptable among those who have tasted freedom. 

Sadly, a once free people appear completely unable to recognize what is happening.

For those of us who love liberty, the whole situation can seem utterly hopeless. But giving up is not an option. There is hope. America's origins are uniquely tinged with the sweet fragrance of liberty and freedom. Winning the the hearts and minds of the American people, who once understood the value of personal, financial, and spiritual liberty, is a worthy goal. 

Below, you will find my contribution to the discussion on restoring liberty. This brief list is just the beginning. I will be adding more over time. I encourage you to contribute your own ideas to the list by leaving them in the comment box below this post. 

10 Ways to Restore Liberty and End Tyranny in America

1. The Federal Reserve Act, which created the Federal Reserve System, should be abolished.

The Federal Reserve is a fraud. It is a leach upon the American economy. The money creation process should be rightfully restored to the Congress per Article 1, Section 8 of the Constitution. Never again should our nation be held hostage by globalist bankers to whom interest must be paid on our own currency.

2. The Transportation Security Administration (TSA) should be shut down permanently.

The Transportation Security Administration should immediately be shut down. The Federal government has overreached in its attempts to keep Americans “secure.” The invasive nature of the TSA Airport Security represents a clear violation of every American’s Fourth Amendment rights, which guarantees the freedom from unreasonable searches and seizures without probable cause. Forcing Americans to fund the operations of the unconstitutional TSA only adds insult to injury. If airport security is desired by the masses, it should be privatized and paid for by the airlines themselves. These costs can then be passed on to the consumer. This would allow the free market to place checks and balances on the system. Under current government control, free market signals are stifled. End the TSA now.

3. The Patriot Act should be immediately abolished.

This law was hurriedly pushed through Congress in the wake of the tragic events of September 11, 2001. Few Congressmen had adequate time to read the bill. The attack on civil liberties that has occurred under this Act are in direct violation of the spirit of our Constitution. Put simply, the Patriot Act is unpatriotic.

4. The Federal and State income tax systems, as well as the Internal Revenue Service, should be abolished immediately.

The income tax is an immoral form of taxation which penalizes individuals based upon their production levels. Under this system, the more you produce, the more you pay. Tax policies are designed to encourage and discourage certain types of economic behavior. Therefore, a higher tax on activity related to economic growth is illogical… if your goal is more economic growth. Governments obviously require funding and they have a wide array of taxes which they can impose – and currently do impose – to fund their activities. (i.e. user fees, excise taxes, sales taxes, etc.) The intrusive nature of the income tax, which literally rips money from the hard-earned paychecks of the working class through payroll deductions is both insulting and outrageous. End the IRS and the Income Tax immediately and force government to collect necessary taxes in a reasonable and moral manner. 

5. Get the Federal Government Out of Our Bedrooms.

The Federal government should not be asked to define marriage. Marriage is an intimate act that does not need the approval or oversight of the Federal government. The Constitution does not give the Federal government the right or authority to operate as a morality police force. If marriage must be defined by government authorities, let it occur at the State level. Each state is capable of making its own laws without being made dependent upon the Federal government for questions of intimacy and sexuality.

6. The Department of Education should immediately be abolished.

The public education system is an absolute disaster. Compulsory education, which mandates homogenized curriculum, is unnatural and ineffective. The process of educating our children should be determined at the state level. Ideally, the power would flow down and ultimately reside within each locality. Privatizing education is a worthy goal, as governments should not be in the business of educating the public. It is a complete and obvious conflict of interest. And given the extremely poor results of America’s public education system over the last several decades, its failure should necessitate its demise.

7. The Federal war on drugs should be ended.

Federal drug laws are ineffective and serve only to create excessive amounts of low-level criminals, which fill our nation’s prison system. The drug war represents a major tax liability to our nation’s citizens. Each state should be allowed to determine its own drug laws without the intervention of the Federal government. 

8. Term limits should be immediately imposed upon all Senators and Congressmen

Under the current system, politicians are unduly motivated and incentivized to place an inordinate amount of time and effort into their re-election efforts. This distortion of incentives can be ended by limiting the amount of time a politician can remain in office. We need term limits now.

9. A plan to allow younger American citizens to opt-out of the fraudulent Social Security system should be introduced immediately.

All current beneficiaries should continue receiving their Social Security benefits. However, instead of continuing the ponzi scheme of funding current retiree benefits with current payroll taxes, current benefits can be funded through draconian spending cuts to the many bloated Federal programs that are ripe for the knife.

If the Senate and House of Representatives fail to act upon a plan to salvage the ailing Social Security system immediately, they should be forced to forgo their current luxurious Congressional pension plans and instead be integrated into the failing Social Security system. The best way to solve the Social Security crisis is to make the lawmakers dependent upon it themselves, just as average Americans have been forced to be. (Remember, it's all about incentives.)

10. The Roe vs. Wade Supreme Court decision should be immediately overturned by the United States Congress.

Laws regarding abortion should not be mandated by the Federal government but instead, should originate at the state level. Each state is capable of determining its own criminal laws regarding murder, rape, etc. Why should the state be forced to take its marching orders regarding abortion from the federal government? While I am strongly pro-life, I am also a realist. You may be familiar with the saying "when you outlaw guns, only outlaws have guns." The same applies to abortion. America cannot stop abortions. Only a truly moral people can do that.

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The Benefits of Adding Alternative Investments to Your Portfolio
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The Benefits of Adding Alternative Investments to Your Portfolio

The benefits of adding alternative investments to your portfolio are beginning to prompt investors to re-examine their portfolios. The last 18-24 months have been wild ones on Wall Street, and the volatility has motivated some sophisticated investors to look for assets that have lower correlation to the stock and bond markets. With the rise in oil and gas prices, many investors are naturally examining the potential of alternative investment programs, especially in the energy sector.

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A Savings Strategy that Leads to Early Retirement
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A Savings Strategy that Leads to Early Retirement

If you desire to retire early, you will want to tune in to the Retirement Minute over the next several weeks. Today, I want to share with you a savings strategy that leads to early retirement.  

This week I saw an interesting article in the Financial Planning Magazine written by Larry Barrett called the 7 Roadblocks to Early Retirement and I wanted to share this information with you over the next several weeks.

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Are You Limiting Your Success? Seven Ways to View Wealth

On today’s episode of the Faith-Based Investor, host Jay Peroni looks at the wealth building mindset. Jay explores seven different ways to view wealth, as well as some of the challenges that limit success.

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***Find a Faith-Based Financial Professional in Your Area***

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What Happens to the Stock Market if Israel and Iran Go To War?
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What Happens to the Stock Market if Israel and Iran Go To War?

War between Israel and Iran now seems inevitable…

 

What happens to the stock market if Israel and Iran go to war? How an Israeli-Iranian war will play out in the stock markets is a question we've been receiving from many of our listeners. Will the U.S. be involved in the potential action or will we see a series of attacks and counterattacks? War is seldom predictable, but how stocks will react is easier to predict, according to Jay Peroni, CFP. Jay lays out two steps for your investment portfolio to prepare for war, if and when it breaks out.

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Read More About U.S.-Iran Relations… Starting With Events from 1953!

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Then on the second half of the show, Jay looks at the solo 401(k), some of his favorite sectors and stocks at the moment, and answers whether dividend paying stocks are in a bubble or not.

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