Reader Question: Should I Buy Term or Cash Value Life Insurance?

There are many good reasons to buy life insurance, but the reason you are buying it will help you determine whether you should buy term insurance or permanent life insurance and also how much life insurance you should have.

Retirement Minute

It’s Tax Time: When Can I File Taxes for 2012?

When can I file taxes for 2012? Since the American Taxpayer Relief Act of 2012 was passed so late in the year, it has created a logistical nightmare when it comes to filing your tax returns for the IRS. So I wanted to give you an alert about when you should file your 2012 tax returns and what to expect.

will vs living trust

4 Steps to Begin Retirement Planning

Although most of us recognize the importance of sound retirement planning, few of us embrace the nitty-gritty work involved. With thousands of investment possibilities, complex rules governing retirement plans, and so on, most people don’t even know where to begin. Here are four suggestions to help you get started.