retirement minute















Why Did My Paycheck Go Down in 2013?

Why Did My Paycheck Go Down in 2013?

Despite media reports warning of the impending payroll tax increase, many Americans were caught off guard when they received their first paychecks in 2013.



Retirement Minute

Improve Credit Report: 3 Steps to Take Now

Improve Credit Report: 3 Steps to Take Now. First, how can I correct errors on my credit report? Under the Fair Credit Reporting Act, you have the right to have any incorrect or misleading information removed from your credit report.


will vs living trust

4 Steps to Begin Retirement Planning

Although most of us recognize the importance of sound retirement planning, few of us embrace the nitty-gritty work involved. With thousands of investment possibilities, complex rules governing retirement plans, and so on, most people don’t even know where to begin. Here are four suggestions to help you get started.


Retirement Minute

What Are Required Minimum Distributions?

So exactly what are Required Minimum Distributions? Also known as RMDs, these are government imposed withdrawals that you are required to take at age 70 ½. Learn more here.



will vs living trust

Is it Better to Save or Pay Off Debt?

Is it better to save your extra cash or pay off debt? To answer this question, you must decide how your money can work best for you.


will vs living trust

3 Steps to Cutting Expenses

The old financial adage is there are only two ways to make money. Either go out and earn more or cut your expenses so that you spend less. The best is if you can do both. So today, I thought I would share some thoughts on cutting expenses.




will vs living trust

6 Reasons To Review Your Life Insurance Policy

If it’s been more than five years since your last life insurance checkup, you may be missing opportunities to take advantage of newer life insurance policies that are more cost-effective and competitive.


will vs living trust

The Help You Need to Retire Early

An all too common retirement planning mistake is going it alone. This usually results in missed investment opportunities, sloppy planning, and lax savings schedules. Enlisting the help of a financial planner is a smart move at any age to avoid retirement planning pitfalls.



will vs living trust

A Savings Strategy that Leads to Early Retirement

Do you desire an early retirement? Today, I want to share with you a savings strategy that leads to early retirement. This strategy is simple to say, but can be harder to follow.



will vs living trust

Make Smart Decisions with Your Pension Plan

“Should I choose a single life annuity payout from my pension or a joint and survivor annuity payout, which will make payments to my spouse when I die?”



will vs living trust

Is it Too Late to Make an IRA Contribution for 2011?

We recently got this question from an FTMWeekly radio listener: “I forgot to make my IRA Contribution for tax year 2011. Is it too late to make the contribution now?” NO. Here’s why…





will vs living trust

The Importance of Disability Income Insurance

Did you know that most people believe that they are adequately insured against disability because they think they have coverage through their employer or through the government. That’s probably why 80 percent of Americans don’t own private disability income insurance.


will vs living trust

This Week’s Financial Strategy – Recognizing the Dangers of Debt

As we start the new year it has been exciting to see how many people are taking advantage of the Christian Financial Advisors Network.  I have talked with many people around the country who do not have a financial advisor or would like a second opinion on the advice they are currently getting.



will vs living trust

This Week’s Financial Strategy – Creating a Budget

I love this time of year because as I talk with people they are establishing new year’s resolutions.  So I want to change our format a little bit.  In the past I have given many ideas on ways you can safely grow your assets and how to protect them.  But I would like to start this year, developing financial strategies that will help you achieve your goals.