Terms of Use

Robinson Media Group, LLC provides the website known as FTMDaily.com (the “Site”) subject to your compliance with the terms of use set forth in this Agreement. By using the Site, you agree to be bound by these terms. If you do not agree to these terms, please do not use the Site.

This Agreement is made between Robinson Media Group, LLC and you, the user and/or member of the Site (“you”). We reserve the right at any time to:

  • Change the terms and conditions of this Agreement;
  • Change the Site, including eliminating or discontinuing any content on or feature of any of the Site; or
  • Change any fees or charges for use of the Site.

Any changes we make will be effective six (6) days after notice of any change is provided to you, which may be done by means including, without limitation, posting on the Site or via electronic mail. Your use of the Site after such notice will be deemed acceptance of such changes. Be sure to review this Agreement periodically to ensure familiarity with the most current version. Upon our request, you agree to sign a non-electronic version of this Agreement.

Robinson Media Group, LLC is a publishing company. It is not registered as a securities broker-dealer or an investment adviser either with the U.S. Securities and Exchange Commission or with any state securities regulatory authority. The material provided on our Site is for general informational purposes only. No information on the Site is intended as securities brokerage, investment, tax, accounting or legal advice, as an offer or solicitation of an offer to sell or buy, or as an endorsement, recommendation or sponsorship of any company, security, or fund. The information on the Site should not be relied upon for purposes of transacting securities or other investments. We cannot and do not assess, verify or guarantee the adequacy, accuracy or completeness of any information, the suitability or profitability of any particular investment, or the potential value of any investment or informational source. You bear responsibility for your own investment research and decisions, and should seek the advice of a qualified securities professional before making any investment. Any sale or purchase of securities or ownership interest that results from information presented on the Site will be on a negotiated basis between the parties without any additional participation by or remuneration to Robinson Media Group, LLC.

 Before selling or buying any stock or other investment you should consult with a qualified broker or other financial professional to verify pricing information.

Jerry Robinson, an owner of Robinson Media Group, LLC holds a life and health insurance license in the state of Arkansas, license #439070.

Jennifer Robinson, an owner of Robinson Media Group, LLC holds a life and health insurance license in the state of Arkansas, license #438376.

Privacy. Our policy with respect to the collection and use of your personal information is set forth in our Privacy Policy.

Code of Conduct. While using the Site you agree not to:

  • Restrict or inhibit any other visitor or member from using the Site, including, without limitation, by means of “hacking” or “cracking” or defacing any portion of any of the Site;
  • Use the Site for any unlawful purpose;
  • Express or imply that any statements you make are endorsed by us, without our prior written consent;
  • Intentionally re-register for multiple free trials to the same publication under different email addresses within a six-month period as a means to avoid paying for a given newsletter (if and when free trials are offered on the Site). Our business requires substantial expenses to operate, including journalist fees, technology-related costs and marketing expenses, among others. In order to cover these expenses, our newsletters are made available only to fee-paid members and limited-time free trial subscribers. By using our site, you agree to respect that fact and to not sign up for more than one free trial to any given newsletter within a six-month period. You are, of course, more than welcome to sign up for one free trial to all of our various publications. You simply cannot sign up for two or more trials to the same newsletter within a six-month period;
  • Transmit (a) any content or information that is unlawful, fraudulent, threatening, harassing, abusive, libelous, defamatory, obscene or otherwise objectionable, or infringes on our or any third party’s intellectual property or other rights; (b) any material, non-public information about companies without the authorization to do so; (c) any trade secret of any third party; or (d) any advertisements, solicitations, chain letters, pyramid schemes, investment opportunities, or other unsolicited commercial communication (except as otherwise expressly permitted by us);
  • Engage in spamming or flooding;
  • Transmit any software or other materials that contain any virus, worm, time bomb, Trojan horse, or other harmful or disruptive component;
  • Modify, adapt, sublicense, translate, sell, reverse engineer, de-compile or disassemble any portion of any of the Site;
  • Remove any copyright, trademark, or other proprietary rights notices contained in the Site;
  • “Frame” or “mirror” any part of the Site without our prior written authorization;
  • Use any robot, spider, site search/retrieval application, or other manual or automatic device or process to retrieve, index, “data mine,” or in any way reproduce or circumvent the navigational structure or presentation of the Site or its contents;
  • Harvest or collect information about Site visitors or members without their express consent;
  • or Permit anyone else whose account or subscription was terminated or who has not registered or paid for our content to use any portion of the Site through your subscription, username or password.

While using the Site you agree to comply with all applicable laws, rules and regulations.

Registration for Subscription Services. To have access to certain subscription or members-only sections of our web site, you must be or become a member. When and if you register to become a member, you agree to (a) provide accurate, current, and complete information about yourself as prompted by the appropriate registration form, and (b) to maintain and update your information to keep it accurate, current, and complete. You acknowledge that if any information provided by you is untrue, inaccurate, not current, or incomplete, we reserve the right to terminate this Agreement and your use of the Site. Please note that by signing up for one of our free trial or free newsletter subscriptions, you agree to receive occasional mailings from us in the future regarding certain financial offers that may interest you. You can always opt-out from receiving these offers by simply clicking on the link located at the bottom of each marketing email we send. As part of the registration process, you will also be asked to select a username and password. We may refuse to grant you a username that impersonates someone else, is or may be illegal, is or may be protected by trademark or other proprietary rights law, is vulgar or otherwise offensive, or may cause confusion, as determined by us in our sole discretion. If you have reason to believe that your account is no longer secure, you must promptly change your password by updating your account information, and immediately notify us by visiting our Contact Us page.

YOU ARE SOLELY RESPONSIBLE FOR MAINTAINING THE CONFIDENTIALITY OF YOUR USERNAME AND PASSWORD AND FOR ANY AND ALL ACTIVITIES (INCLUDING PURCHASES) THAT ARE CONDUCTED THROUGH YOUR ACCOUNT

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Termination. This Agreement shall remain effective until terminated in accordance with its terms. Robinson Media Group, LLC. may terminate this Agreement, and/or your access to and use of the Sites or any portion thereof, immediately, in the event we determine, in our sole discretion, that you have breached this Agreement. In addition, we reserve the right to terminate this Agreement without cause.

Refund Policy. We offer a 100% satisfaction guarantee on all our products and services. If subscribers are unsatisfied with their purchase, they may request a refund. Subscribers who pay monthly for their services may request a full refund within 30 days of the purchase date. Subscribers who pay by the year for their services may request a full refund within 90 days of the purchase date, or a pro-rated refund anytime after 90 days from the purchase date. By purchasing one of our products or services, you agree that you will not abuse this refund policy or use it fraudulently. All refunds must be submitted by email or over the phone with our customer support team.

Submissions. By sending or transmitting to us creative suggestions, ideas, notes, concepts, information, or other materials (collectively, “Materials”), you grant us and our designees a worldwide, non-exclusive, sublicensable (through multiple tiers), assignable, royalty-free, perpetual, irrevocable right to use, reproduce, distribute (through multiple tiers), create derivative works of, publicly perform, publicly display, digitally perform, make, have made, sell, offer for sale and import such Materials in any media now known or hereafter developed, for any purpose whatsoever, commercial or otherwise, without compensation to the provider of the Materials.

Disclaimer. We are a publisher. Robinson Media Group, LLC is not registered as a securities broker-dealer or an investment adviser either with the U.S. Securities and Exchange Commission or with any state securities regulatory authority. FTMDaily.com is intended to provide financial and economic education and opinions and analysis on various investments, but is not intended to provide personalized investment advice. Please do not call or email FTMDaily.com or any of its owners or staff seeking personalized investment advice, which cannot be provided. FTMDaily.com’s stock ideas and portfolios and the FTMDaily email newsletter(s) represent only our editors’ opinions and should not be relied upon for purposes of transacting securities or other investments, nor should they be construed as an offer or solicitation of an offer to sell or buy any security. Robinson Media Group, LLC cannot and does not assess, verify or guarantee the suitability or profitability of any particular investment. You bear responsibility for your own investment research and decisions and should seek the advice of a qualified securities professional before making any investment. Furthermore, Robinson Media Group, LLC does not make any warranties or guarantees as to the accuracy of FTMDaily.com’s charts, screening, and technical analysis and shall not be subject to liability for truth, accuracy, or completeness of the information conveyed to customer or for errors, mistakes or omissions therein. Robinson Media Group, LLC advises that customers always consult a stock broker or other authorized financial advisor or representative to verify the validity of any trading approaches before making any investments or other financial decisions.

Sweepstakes, Contests, and Games. Any sweepstakes, contests, and games that are accessible through the Site are governed by specific rules. By entering such sweepstakes or contests or participating in such games you will become subject to those rules.

Affiliate Disclosure. In compliance with the FTC guidelines, please assume the following about links and posts on the Site:

  • Any/all of the links on FTMDaily.com are affiliate links of which we receive a small commission from sales of certain items or services, but the price is the same for you. As FTMDaily.com has grown, so have costs associated with running and maintaining it, and affiliate links are a way we help offset these costs.
  • If we post an affiliate link to a product or service, it is something that FTMDaily.com’s owners or staff personally use or have used and would recommend without an affiliate link.
  • Sponsors of the FTM Weekly radio show include but are not limited to: Tom Cloud and John Bearss. The work here at FTMDaily.com is made possible in part by any business you may decide to conduct with these or other FTMDaily.com or FTM Weekly sponsors.
  • We do allow a small number of ads on FTMDaily.com, so clicking on a link in my sidebar or to links within the site or to non-affiliate link external sites may earn us commissions. FTMDaily.com does not support, recommend, or condone any material or in these ads nor are we to be help responsible for any action, claim, or loss relating to the use of the material on any third-party website.

Ownership and Restrictions on Use. ©2015 Robinson Media Group, LLC. All Rights Reserved. You may only access and use the materials on the Site, and download and/or print out only one copy of any materials on the Site, solely for your personal use. You may not republish, upload, post, transmit or distribute materials from the Site in any way without our prior written permission. Modification of the materials or use of the materials for any other purpose is a violation of our copyright and other proprietary rights, and is strictly prohibited. You acknowledge that you do not acquire any ownership rights by using the Site.

Jurisdictional Issues. The Site is primarily directed to individuals residing in the United States. We make no representation that materials in or related to the Site are appropriate or available for use in other locations. Those who choose to access the Site from other locations do so on their own initiative and at their own risk, and are responsible for compliance with local laws, if and to the extent applicable. We reserve the right to limit the availability of the Site and/or the provision of any service or product described thereon to any person, geographic area, or jurisdiction we so desire, at any time and in our sole discretion, and to limit the quantities of any such service or product that we provide.

Links to Other Websites. The Site may contain links to other Internet websites or resources. We neither control nor endorse such other websites, nor have we reviewed or approved any content that appears on such other websites. You acknowledge and agree that we shall not be held responsible for the legality, accuracy, or inappropriate nature of any content, advertising, products, services, or information located on or through any other websites, nor for any loss or damages caused or alleged to have been caused by the use of or reliance on any such content.

Website Disclaimer. The site, the materials on the site, and any product or service obtained or accessed through the site are provided “as is” and without representations or warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable law, Robinson Media Group, LLC, its officers, directors, employees, affiliates, suppliers, advertisers, and agents disclaim all warranties, express, implied or statutory, including, but not limited to, implied warranties of title, non-infringement, merchantability, and fitness for a particular purpose, and all warranties relating to the adequacy, accuracy or completeness of any information on the sites. Applicable law may not allow the exclusion of implied warranties, so the above exclusions may not apply to you. Lighthouse Media, LLC and its affiliates, suppliers, agents and sponsors do not warrant that your use of the site will be uninterrupted, error-free, or secure, that defects will be corrected, or that the site or the server(s) on which the site are hosted are free of viruses or other harmful components. You acknowledge that you are responsible for obtaining and maintaining all telephone, computer hardware and other equipment needed to access and use the sites, and all charges related thereto. You assume total responsibility and risk for your use of the site and your reliance thereon. No opinion, advice, or statement of Lighthouse Media, LLC or its affiliates, suppliers, agents, members, or visitors, whether made on the site or otherwise, shall create any warranty. Your use of the sites and any materials provided through the sites are entirely at your own risk.

A possibility exists that the Site could include inaccuracies or errors, or materials that violate these Terms of Use (specifically, the Code of Conduct above). Additionally, a possibility exists that unauthorized alterations could be made by third parties to the Site. Although we attempt to ensure the integrity of the Site, we make no guarantees as to the Site’s completeness or correctness. In the event that such a situation arises, please contact us with, if possible, a description of the material to be checked and the location (URL) where such material can be found on the Sites, as well as information sufficient to enable us to contact you. We will try to address your concerns as soon as reasonably practicable.

NOTICE: Testimonials are believed to be true based on the representations of the persons providing the testimonials, but facts stated in testimonials have not been independently audited or verified. Nor has there been any attempt to determine whether any testimonials are representative of the experiences of all persons using the methods described herein or to compare the experiences of the persons giving the testimonials after the testimonials were given. The average reader should not necessarily expect the same or similar results. Past performance is not necessarily indicative of future results. No person was compensated for providing a testimonial.

Limitation of Liability. Neither Robinson Media Group, LLC nor its affiliates, suppliers, advertisers, affiliates, or agents or sponsors are responsible or liable for any indirect, incidental, consequential, special, exemplary, punitive or other damages under any contract, negligence, strict liability or other theory arising out of or relating in any way to the sites and/or content contained on the sites, or any product or service purchased through the sites. Your sole remedy for dissatisfaction with the site and/or content contained within the site is to stop using the site. The sole and exclusive maximum liability to company for all damages, losses, and causes of action (whether in contract, tort (including, without limitation, negligence), or otherwise) shall be the total amount paid by you, if any, to access the sites.



Indemnification. You agree to indemnify, defend and hold us, our officers, directors, employees, agents and representatives harmless from and against any and all claims, damages, losses, costs (including reasonable attorneys’ fees), or other expenses that arise directly or indirectly out of or from (a) your breach of this Agreement, including any violation of the Code of Conduct above; (b) any allegation that any materials that you submit to us or transmit to the Sites infringe or otherwise violate the copyright, trademark, trade secret or other intellectual property or other rights of any third party; and/or (c) your activities in connection with the Sites or any services related to the Sites.

Miscellaneous. This Agreement is governed by and construed in accordance with the laws of the State of Texas, United States of America, without regards to its principles of conflicts of law. You agree to personal jurisdiction by the federal and state courts located in Harris County, United States of America, and waive any jurisdictional, venue, or inconvenient forum objections to such courts. If any provision of this Agreement is found to be unlawful, void, or for any reason unenforceable, then that provision shall be deemed severable from this Agreement and shall not affect the validity and enforceability of any remaining provisions. This Agreement is not assignable, transferable or sub-licensable by you except with our prior written consent. No waiver by either party of any breach or default hereunder shall be deemed to be a waiver of any preceding or subsequent breach or default. Any heading, caption or section title contained in this Agreement is inserted only as a matter of convenience and in no way defines or explains any section or provision hereof. This, together with all the Robinson Media Group, LLC policies referred to herein, constitutes the entire Agreement between us relating to the subject matter herein and supersedes any and all prior or contemporaneous written or oral Agreements between us.

PRIVACY POLICY

This Privacy Policy governs the manner in which Robinson Media Group, LLC (FTMDaily.com) collects, uses, maintains and discloses information collected from users (each, a “User”) of the http://www.ftmdaily.com website (“Site”). This privacy policy applies to the Site and all products and services offered by Robinson Media Group, LLC (FTMDaily.com).

Personal identification information

We may collect personally identification information from Users in a variety of ways, including, but not limited to, when Users visit our site, place an order, subscribe to the newsletter, respond to a survey, fill out a form, and in connection with other activities, services, features or resources we make available on our Site. Users may be asked for, as appropriate, name, email address, mailing address, phone number, credit card information. Users may, however, visit our Site anonymously. We will collect personal identification information from Users only if they voluntarily submit such information to us. Users can always refuse to supply personally identification information, except that it may prevent them from engaging in certain Site related activities.

Non-personal identification information

We may collect non-personal identification information about Users whenever they interact with our Site. Non-personal identification information may include the browser name, the type of computer and technical information about Users means of connection to our Site, such as the operating system and the Internet service providers utilized and other similar information.

Web browser cookies

Our Site may use “cookies” to enhance User experience. User’s web browser places cookies on their hard drive for record-keeping purposes and sometimes to track information about them. User may choose to set their web browser to refuse cookies, or to alert you when cookies are being sent. If they do so, note that some parts of the Site may not function properly.

How we use collected information

Robinson Media Group, LLC (FTMDaily.com) collects and uses Users personal information for the following purposes:

  • – To personalize user experience
    We may use information in the aggregate to understand how our Users as a group use the services and resources provided on our Site.
  • – To improve our Site
    We continually strive to improve our website offerings based on the information and feedback we receive from you.
  • – To improve customer service
    Your information helps us to more effectively respond to your customer service requests and support needs.
  • – To process transactions
    We may use the information Users provide about themselves when placing an order only to provide service to that order. We do not share this information with outside parties except to the extent necessary to provide the service.
  • – To send periodic emails
    The email address Users provide for order processing, will only be used to send them information and updates pertaining to their order. It may also be used to respond to their inquiries, and/or other requests or questions. If User decides to opt-in to our mailing list, they will receive emails that may include company news, updates, related product or service information, etc. If at any time the User would like to unsubscribe from receiving future emails, we include detailed unsubscribe instructions at the bottom of each email or User may contact us via our Site.

How we protect your information

We adopt appropriate data collection, storage and processing practices and security measures to protect against unauthorized access, alteration, disclosure or destruction of your personal information, username, password, transaction information and data stored on our Site.

Sensitive and private data exchange between the Site and its Users happens over a SSL secured communication channel and is encrypted and protected with digital signatures.

Sharing your personal information

We do not sell, trade, or rent Users personal identification information to others. We may share generic aggregated demographic information not linked to any personal identification information regarding visitors and users with our business partners, trusted affiliates and advertisers for the purposes outlined above.We may use third party service providers to help us operate our business and the Site or administer activities on our behalf, such as sending out newsletters or surveys. We may share your information with these third parties for those limited purposes provided that you have given us your permission.

Third party websites

Users may find advertising or other content on our Site that link to the sites and services of our partners, suppliers, advertisers, sponsors, licensors and other third parties. We do not control the content or links that appear on these sites and are not responsible for the practices employed by websites linked to or from our Site. In addition, these sites or services, including their content and links, may be constantly changing. These sites and services may have their own privacy policies and customer service policies. Browsing and interaction on any other website, including websites which have a link to our Site, is subject to that website’s own terms and policies.

Advertising

Ads appearing on our site may be delivered to Users by advertising partners, who may set cookies. These cookies allow the ad server to recognize your computer each time they send you an online advertisement to compile non personal identification information about you or others who use your computer. This information allows ad networks to, among other things, deliver targeted advertisements that they believe will be of most interest to you. This privacy policy does not cover the use of cookies by any advertisers.

Google Adsense

Some of the ads may be served by Google. Google’s use of the DART cookie enables it to serve ads to Users based on their visit to our Site and other sites on the Internet. DART uses “non personally identifiable information” and does NOT track personal information about you, such as your name, email address, physical address, etc. You may opt out of the use of the DART cookie by visiting the Google ad and content network privacy policy at http://www.google.com/privacy_ads.html

Changes to this privacy policy

Robinson Media Group, LLC (FTMDaily.com) has the discretion to update this privacy policy at any time. When we do, we will post a notification on the main page of our Site, revise the updated date at the bottom of this page. We encourage Users to frequently check this page for any changes to stay informed about how we are helping to protect the personal information we collect. You acknowledge and agree that it is your responsibility to review this privacy policy periodically and become aware of modifications.

Your acceptance of these terms

By using this Site, you signify your acceptance of this policy. If you do not agree to this policy, please do not use our Site. Your continued use of the Site following the posting of changes to this policy will be deemed your acceptance of those changes.

Contacting us

If you have any questions about this Privacy Policy, the practices of this site, or your dealings with this site, please contact us at:
Robinson Media Group, LLC (FTMDaily.com)
http://www.ftmdaily.com
PO BOX 1911, Fayetteville, AR, 72702
(800) 609-5530
info@ftmdaily.com

The Privacy Policy was last updated on June 4, 2014.

DISCLAIMER & RISK DISCLOSURE: You must agree to the following before using any and all of FTMDaily.com's online services. Trading can be extremely risky. Trading generally is not appropriate for someone of limited investment or trading experience and low risk tolerance. You should be prepared to lose all of the funds that you use for trading. Do not fund trading activities with retirement savings, student loans, second mortgages, emergency funds, funds set aside for purposes such as education or home ownership, or funds required to meet your living expenses. Trading requires knowledge of a firm’s operations. You should be familiar with a securities firm’s business practices, including the operation of the firm’s order execution systems and procedures.

Under certain market conditions, you may find it difficult or impossible to liquidate a position quickly at a reasonable price. This can occur, for example, when the market for a stock suddenly drops, or if trading is halted due to recent news events or unusual trading activity. The more volatile a stock is, the greater the likelihood that problems may be encountered in executing a transaction. In addition to normal market risks, you may experience losses due to systems failures. Information provided in the FTM Insider membership, the Trigger Trade Pro software, any of FTMDaily.com’s Premium Paid Services, or any of FTMDaily.com’s free resources is for educational and informational purposes only.

Robinson Media Group, LLC, and Follow the Money Daily is not, and does not represent itself to be offering or recommending any securities to be bought or sold. Robinson Media Group, LLC, is not a broker-dealer, an investment advisors, or a financial advisor. Any investing resources provided should be considered as a guide only, which must be tempered by the investment experience and independent decision making process of the subscriber.

In addition, Jennifer Robinson, an owner of Robinson Media Group, LLC is also an investment advisor representative with Faith-Based Investor, LLC, a registered investment advisor with the states of South Carolina and Arkansas. Jennifer Robinson may receive compensation from Faith-Based Investor, LLC on a fee-basis for client assets under management. Jennifer Robinson also holds a life and health insurance license in the state of Arkansas, license #438376.

In addition, Jerry Robinson, an owner of Robinson Media Group, LLC and holds a life and health insurance license in the state of Arkansas, license #439070.

By using any part of FTMDaily.com, signing up for any paid or free service of FTMDaily.com (including but not limited to the FTM Insider service, Trigger Trade Pro, the Market Barometer, Global Currency Monitor, Income University, PACE Portfolio, and the Trigger Trade Report), you confirm that you will take full responsibility for your actions and that you will hold Robinson Media Group, LLC, Follow the Money Daily, and its owners harmless and not liable for any and all investment losses that may occur as a result of your choice to invest in a stock, ETF, hard asset, income opportunity, or any other investment idea that we highlight through our web-based resources. 

Robinson Media Group , LLC, Follow the Money Daily and its owners, certify that we may trade our recommendations.  Robinson Media Group , LLC, Follow the Money Daily, and its owners, further certify that we may sell the stock shortly after our purchase. When we feature a stock on our website, we may choose to trade it. There is risk, and you can lose your entire investment. Do your own due diligence. Make informed choices. Robinson Media Group, LLC, Follow the Money Daily, and its owners makes no guarantees. If you have questions, please contact us: info@ftmdaily.com or (800) 609-5530.

Website Disclaimer. The site, the materials on the site, and any product or service obtained or accessed through the site are provided “as is” and without representations or warranties of any kind, either express or implied. To the fullest extent permissible pursuant to applicable law, Robinson Media Group, LLC, its officers, directors, employees, affiliates, suppliers, advertisers, and agents disclaim all warranties, express, implied or statutory, including, but not limited to, implied warranties of title, non-infringement, merchantability, and fitness for a particular purpose, and all warranties relating to the adequacy, accuracy or completeness of any information on the sites. Applicable law may not allow the exclusion of implied warranties, so the above exclusions may not apply to you. Lighthouse Media, LLC and its affiliates, suppliers, agents and sponsors do not warrant that your use of the site will be uninterrupted, error-free, or secure, that defects will be corrected, or that the site or the server(s) on which the site are hosted are free of viruses or other harmful components. You acknowledge that you are responsible for obtaining and maintaining all telephone, computer hardware and other equipment needed to access and use the sites, and all charges related thereto. You assume total responsibility and risk for your use of the site and your reliance thereon. No opinion, advice, or statement of Lighthouse Media, LLC or its affiliates, suppliers, agents, members, or visitors, whether made on the site or otherwise, shall create any warranty. Your use of the sites and any materials provided through the sites are entirely at your own risk.

A possibility exists that the Site could include inaccuracies or errors, or materials that violate these Terms of Use (specifically, the Code of Conduct above). Additionally, a possibility exists that unauthorized alterations could be made by third parties to the Site. Although we attempt to ensure the integrity of the Site, we make no guarantees as to the Site’s completeness or correctness. In the event that such a situation arises, please contact us with, if possible, a description of the material to be checked and the location (URL) where such material can be found on the Sites, as well as information sufficient to enable us to contact you. We will try to address your concerns as soon as reasonably practicable.

NOTICE: Testimonials are believed to be true based on the representations of the persons providing the testimonials, but facts stated in testimonials have not been independently audited or verified. Nor has there been any attempt to determine whether any testimonials are representative of the experiences of all persons using the methods described herein or to compare the experiences of the persons giving the testimonials after the testimonials were given. The average reader should not necessarily expect the same or similar results. Past performance is not necessarily indicative of future results. No person was compensated for providing a testimonial.

These Terms of Use were updated June 5, 2014.